Ghar Vihona Hoy Teva Loko Ne Gramy Vistaar Ma Mafat Plot Falavava Babat paripatra date -20-5-2017.CLICK HERE TO PARIPATRA.

Ghar Vihona Hoy Teva Loko Ne Gramy Vistaar Ma Mafat Plot Falavava Babat paripatra date -20-5-2017.

Pradhan Mantri Gramin Awaas Yojana (PMGAY), previously Indira Awaas Yojana (IAY), is a social welfare flagship programme, created by the Indian Government, to provide housing for the rural poor in India. A similar scheme for urban poor was launched in 2015 as Housing for All by 2022. Indira Awaas Yojana was launched by Rajiv Gandhi, the then Prime Minister of India, as one of the major flagship programs of the Ministry of Rural Development to construct houses for BPL population in the villages. Under the scheme, financial assistance worth ₹70,000 (US$1,100) in plain areas and ₹75,000 (US$1,200) in difficult areas (high land area) is provided for construction of houses.[1] The houses are allotted in the name of the woman or jointly between husband and wife. The construction of the houses is the sole responsibility of the beneficiary and engagement of contractors is strictly prohibited. Sanitary latrine and smokeless chullah are required to be constructed along with each IAY house for which additional financial assistance is provided from "Total Sanitation Campaign" and "Rajiv Gandhi Grameen Vidyutikaran Yojana" respectively.

2 This scheme, operating since 1985, provides subsidies and cash-assistance to people in villages to construct their houses, themselves.
Indira Awaas Yojana came in 1985-86 as a part of the Rural Landless Employment Guarantee Programme (RLEGP). It was launched to provide uniformity in the policy for rural housing. There were schemes even before IAY but some schemes used to provide the complete housing and others used to bear just the cost of construction. 

IAY continued to be a sub scheme of Jawahar Rozgar Yojana (JRY). Initially only 6% funding of JRY was allocated to Indira Awaas Yojana which was later on doubled. Both Center and State contribute to the funds for the Yojana in the ratio of 75:25. In case of Sikkim and North-Eastern states the funding is in the ratio of 90:10.

To begin with family living below poverty line used to get Rs 45,000 to construct a house in plain area and Rs 48,500 to construct house in hilly and difficult area. The financial assistance has been increased to Rs 70,000 and Rs 75,000 w.e.f. 1st April 2013. IAY beneficiaries can also avail loan of up to Rs 20,000 to construct a house at an annual interest of 4%.IAY funds can also be allocated to up grade kuccha houses.

Ghar Vihona Hoy Teva Loko Ne Gramy Vistaar Ma Mafat Plot Falavava Babat paripatra date -20-5-2017.
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